Our CEO Pamala McCoy has more than 25 years of experience in the credit industry. Recognized among top industry professionals, Pamala has been named as one of Collections & Credit Risk's Top Women in Credit & Collections and has been nominated for Tampa Business Woman of the Year from 2007 - 2011. She is passionately inspired by her work, and her goal is to strengthen our community networks and individuals through delivering powerful credit educational awareness and financial literacy tools via credit education seminars. She is also an author. Economic Stability, Chair for MAAAC Board.

  • E-Women Network
  • Tampa Organization of Black Affairs
  • Independent Community Bankers of America
  • Tampa Bay Business Journal
  • The Chronicles Magazine
  • The ICBA Insider
  • Collection & Credit Risk

About the CEO

Pamala McCoy

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Tailored to serve you


As a local, woman-owned company, we understand the core needs of our community. BONA5D is certified by the State of Florida as a Minority, Women & Florida Veteran Business and is dedicated to serving you.


BONA5D's credit education solutions are tailored to you - fitting to your personal and business needs and applicable at any stage in life. Our seminars and tools are structured to share valuable credit information and resourceful tools that you can use to improve and secure your financial future - and your physical health.


Controlling your finances is done with just a few key decisions. We provide simple solutions to help you make that next step.

About BONA5d


BONA5D Credit Consultants, LLC is the first choice of organizations seeking to provide the benefit of credit education to their team, associates, and members. We deliver passionate credit education sessions in a comfortable environment, enabling all participants to be educated, empowered, equipped, enlightened and enriched to evolve financially.


Our seminars are structured to share valuable credit information and applicable tools that participants can immediately put to use toward improving their financial circumstances while solidifying their financial futures.